.finance-hero {
  padding: 100px 16px 48px;
  text-align: center;
}
.finance-hero h1 {
  color: #111;
  font-size: 2.5rem;
}
.finance-hero p {
  color: #111;
  margin-top: 15px;
  font-size: 1.5rem;
}
.partners {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
}
.partner {
  width: 140px !important;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 8px;
  border: 1px solid #eee;
  border-radius: 8px;
  background: #fff;
}
.process {
  max-width: 1920px;
  margin: 24px auto;
  margin-bottom: 100px;
  padding: 0 16px;
}
.process h2 {
  text-align: center;
  margin-bottom: 32px;
  color: black;
}
.step {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 20px;
}
.step .num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #111;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}

.step-desc {
  color: #333333;
  font-size: 1rem;
  line-height: 1.6;
  margin-top: 2px;
}
.step strong {
  color: var(--primary-color);
  font-size: 1.05rem;
}

.process-cards {
  display: flex;
  flex-direction: row;
  gap: 16px;
  margin-top: 16px;

  overflow-x: hidden;
  padding-bottom: 6px;
  align-items: stretch;
  justify-content: stretch;
  width: 100%;
  box-sizing: border-box;
}

.process-card {
  background: #ffffff;
  border: 1px solid #e6e6e6;
  border-radius: 10px;
  padding: 18px;
  box-shadow: 0 6px 18px rgba(16, 24, 40, 0.04);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
  transition:
    transform 160ms ease,
    box-shadow 160ms ease,
    background 160ms ease;
  flex: 1 1 0;
  min-width: 0;
  box-sizing: border-box;
}
.process-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 30px rgba(16, 24, 40, 0.08);
}

.card-icon {
  width: 56px;
  height: 56px;
  border-radius: 12px;
  background: #f3f4f6;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #111827;
  font-size: 1.2rem;
}

.card-title {
  margin: 0;
  font-size: 1.05rem;
  color: #111;
}

.card-desc {
  margin: 0;
  color: #333;
  line-height: 1.5;
}

.process-note {
  margin-top: 16px;
  color: #333;
}

@media (max-width: 600px) {
  .partners {
    flex-direction: row;
    overflow: auto;
    padding: 8px;
  }
}

@media (max-width: 992px) {
  .finance-hero {
    padding: 32px 12px;
  }

  .partners {
    gap: 12px;
    justify-content: flex-start;
    padding: 8px 12px;
  }

  .partner {
    flex: 0 0 45%;
    width: auto;
    padding: 8px;
  }

  .process {
    padding: 0 12px;
    margin: 12px auto;
  }

  .step {
    flex-direction: column;
    align-items: center;
  }

  .step .num {
    width: 44px;
    height: 44px;
    font-size: 1rem;
  }
  .step-desc {
    color: #333333;
    font-size: 1rem;
    line-height: 1.6;
    margin-top: 2px;
    text-align: center;
  }

  .step > div {
    width: 100%;
    font-weight: bold;
    box-sizing: border-box;
    text-align: center;
  }
}

@media (max-width: 600px) {
  .finance-hero {
    padding: 24px 12px;
  }

  .finance-hero h1 {
    font-size: 2.5rem;
  }
  .finance-hero p {
    font-size: 1rem;
  }

  .partners {
    gap: 10px;
    padding: 6px 8px;
    justify-content: center;
    overflow-x: auto;
  }

  .partner {
    flex: 0 0 auto;
    width: 140px;
    padding: 8px;
  }

  .partner img {
    width: 100%;
    height: auto;
    max-width: 140px;
    max-height: 80px;
    object-fit: contain;
    display: block;
  }

  .step .num {
    width: 36px;
    height: 36px;
    font-size: 0.9rem;
  }

  .process {
    padding: 0 10px;
  }

  nav.navbar {
    padding: 12px 4%;
  }

  .mobile-menu {
    width: 85%;
    max-width: 320px;
  }
}

@media (max-width: 640px) {
  .process-cards {
    flex-direction: column;
    gap: 12px;
    padding-bottom: 0;
    align-items: stretch;
  }

  .process-card {
    flex: 1 1 auto;
    width: 100%;
    min-width: 0;
    padding: 14px;
    box-shadow: none;
    border-radius: 8px;
  }

  .card-icon {
    width: 48px;
    height: 48px;
    font-size: 1.1rem;
  }

  .card-title {
    font-size: 1rem;
  }

  .card-desc,
  .process-note {
    font-size: 0.95rem;
  }
}